:root{--parchment: #f4ecd8;--parchment-soft: #faf5e8;--forest: #14301c;--forest-deep: #0c2412;--olive: #2f3d29;--olive-dark: #232b1e;--ink: #22301f;--muted: #5c6b57;--gold: #d9a441;--gold-deep: #b9832a;--line: rgba(20, 48, 28, .16);--white: #fffdf6;--radius: 14px;--font-display: "Fraunces", Georgia, "Times New Roman", serif;--font-body: "Archivo", -apple-system, "Segoe UI", sans-serif}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-body);background:var(--parchment);color:var(--ink);line-height:1.65;font-size:1.05rem;-webkit-font-smoothing:antialiased}h1,h2,h3,.display{font-family:var(--font-display);font-weight:400;line-height:1.12;color:var(--forest-deep);letter-spacing:-.01em}h1{font-size:clamp(2.4rem,5.2vw,3.9rem)}h2{font-size:clamp(1.8rem,3.6vw,2.6rem);margin-bottom:1.2rem}h3{font-size:1.35rem;margin-bottom:.5rem;font-weight:500}p{margin-bottom:1.1rem;max-width:68ch}a{color:var(--forest)}img,svg{max-width:100%;height:auto}.container{max-width:1180px;margin:0 auto;padding:0 24px}.site-header{background:var(--parchment);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:1180px;margin:0 auto;gap:16px}.brand{font-family:var(--font-display);font-size:1.35rem;color:var(--forest-deep);text-decoration:none;display:flex;align-items:center;gap:10px;white-space:nowrap}.brand svg{flex-shrink:0}.main-nav{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.main-nav a{color:var(--ink);text-decoration:none;font-size:.95rem;font-weight:500}.main-nav a:hover{color:var(--forest);text-decoration:underline;text-underline-offset:4px}.nav-toggle{display:none}.btn{display:inline-block;text-decoration:none;font-weight:600;padding:15px 30px;border-radius:999px;font-size:1.02rem;transition:background .15s ease,transform .1s ease}.btn-gold{background:var(--gold);color:var(--olive-dark)}.btn-gold:hover{background:var(--gold-deep);color:#fff}.btn-outline{border:2px solid var(--forest);color:var(--forest);background:transparent}.btn-outline:hover{background:var(--forest);color:var(--parchment)}.btn-nav{padding:10px 22px;font-size:.95rem}.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:48px;align-items:center;padding:72px 24px 64px;max-width:1180px;margin:0 auto}.hero-eyebrow{display:inline-block;font-size:.82rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--forest);border:1.5px solid var(--forest);padding:6px 14px;border-radius:999px;margin-bottom:22px}.hero p.lede{font-size:1.22rem;color:var(--ink);margin:22px 0 30px}.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;align-items:center}.hero-trust{margin-top:26px;font-size:.92rem;color:var(--muted);display:flex;gap:18px;flex-wrap:wrap}.hero-trust span{display:flex;align-items:center;gap:7px}.hero-art{background:var(--olive);border-radius:var(--radius);padding:28px;display:flex;align-items:center;justify-content:center}section{padding:64px 0}.section-dark{background:var(--olive);color:var(--parchment)}.section-dark h2,.section-dark h3{color:var(--parchment)}.section-dark p{color:#f4ecd8e0}.section-soft{background:var(--parchment-soft)}.section-white{background:var(--white)}.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}.item-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:0;border-top:1px solid var(--line)}.item{display:block;text-decoration:none;color:var(--ink);padding:22px 20px;border-bottom:1px solid var(--line)}.item:hover{background:var(--parchment-soft)}.item h3{color:var(--forest-deep)}.item .item-sub{font-size:.9rem;color:var(--muted);margin-top:4px}.item .item-arrow{color:var(--gold-deep);font-weight:700;margin-top:10px;display:inline-block}.steps{counter-reset:step}.step{display:grid;grid-template-columns:64px 1fr;gap:20px;padding:26px 0;border-bottom:1px solid var(--line)}.step:last-child{border-bottom:none}.step-num{counter-increment:step;width:52px;height:52px;border-radius:50%;border:2px solid var(--gold);color:var(--gold-deep);display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-size:1.4rem}.step-num:before{content:counter(step)}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-family:var(--font-display);font-size:1.18rem;cursor:pointer;color:var(--forest-deep);list-style:none;display:flex;justify-content:space-between;gap:16px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.5rem;color:var(--gold-deep);flex-shrink:0}.faq details[open] summary:after{content:"–"}.faq details p{margin-top:12px}.cta-band{background:var(--forest-deep);color:var(--parchment);text-align:center;padding:72px 24px}.cta-band h2{color:var(--parchment)}.cta-band p{color:#f4ecd8d9;margin:0 auto 30px}.site-footer{background:var(--olive-dark);color:#f4ecd8bf;padding:56px 0 100px}.site-footer a{color:var(--parchment);text-decoration:none}.site-footer a:hover{text-decoration:underline}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}.footer-grid h4{color:var(--parchment);font-family:var(--font-display);font-weight:500;margin-bottom:14px}.footer-grid ul{list-style:none}.footer-grid li{margin-bottom:8px;font-size:.94rem}.footer-legal{margin-top:40px;padding-top:22px;border-top:1px solid rgba(244,236,216,.18);font-size:.85rem}.prose h2{margin-top:2.4rem}.prose ul{margin:0 0 1.1rem 1.3rem;max-width:66ch}.prose li{margin-bottom:.45rem}.breadcrumb{font-size:.88rem;color:var(--muted);margin-bottom:26px}.breadcrumb a{color:var(--muted)}.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--forest-deep);padding:12px 16px}.sticky-cta .btn{width:100%;text-align:center}@media(max-width:860px){.hero{grid-template-columns:1fr;padding-top:48px}.hero-art{order:-1}.split,.footer-grid{grid-template-columns:1fr}.main-nav{display:none}.sticky-cta{display:block}section{padding:48px 0}}button.btn{border:none;cursor:pointer;font-family:inherit}.quote-modal{position:fixed;inset:0;z-index:100;display:flex;align-items:center;justify-content:center;padding:20px}.quote-modal[hidden]{display:none}.quote-modal-backdrop{position:absolute;inset:0;background:#0b180fb8}.quote-modal-card{position:relative;background:var(--parchment);border-radius:18px;max-width:640px;width:100%;max-height:90vh;overflow-y:auto;padding:34px 34px 26px;box-shadow:0 30px 80px #00000059}.quote-modal-close{position:absolute;top:12px;right:16px;background:none;border:none;font-size:1.9rem;line-height:1;color:var(--olive);cursor:pointer}.quote-modal-title{font-family:var(--font-display);font-size:1.6rem;color:var(--forest);margin:0 0 6px}.quote-modal-sub{font-size:.95rem;color:var(--muted);margin:0 0 18px;max-width:46ch}.quote-modal-alt{font-size:.85rem;color:var(--muted);margin-top:14px}.quote-modal-alt a{color:var(--forest)}